SECTION A · ELECTRONIC RECORDS & SIGNATURE DISCLOSURE
Consent to Electronic Delivery & Execution
When you submit an intake file or returning request through Crest Turn (Crest Turn Capital Partners LLC), you authorize us to deliver notices, disclosures, status records, and authorizations in electronic form rather than on paper. Under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act), an electronic affirmation carries the identical legal validity and enforceability as an ink signature on physical paper.
Technical Environment: Accessing and archiving electronic records requires an internet-connected computer, tablet, or smartphone running an up-to-date browser (Chrome, Safari, Firefox, or Edge), an active email inbox, and software capable of viewing HTML pages or saving PDF files. You may print any screen directly from your browser or request a complimentary paper copy by writing to [email protected] or calling (877) 392-6480.
Revoking Electronic Consent: You may withdraw electronic delivery consent prior to final execution at no cost by emailing [email protected]. Withdrawal applies prospectively and does not invalidate records previously executed, though online intake services cannot proceed without electronic delivery.
SECTION B · OPTIONAL THIRD-PARTY PARTNER ALIGNMENT & AUTHORIZATION
Commercial Scope & Voluntary Referral Framework
Crest Turn Capital Partners LLC evaluates commercial receivables advances structured as purchases of future business revenue for eligible self-employed operators and commercial entities. When a direct commercial receivables advance is unavailable for your submitted profile—including inquiries supported solely by W-2 wage or salaried employment—you may voluntarily instruct Crest Turn to route your file to independent participating lenders and specialty finance providers.
Zero Obligation: Requesting third-party partner alignment is completely optional. Declining partner alignment incurs zero fees and preserves all statutory rights.
1. Role of Crest Turn Capital Partners LLC
Within the partner-alignment pathway, Crest Turn does not act as a consumer lender, depository bank, or credit grantor, and does not underwrite, price, or issue consumer loans. Independent participating providers establish their own eligibility standards, rates, fee schedules, and repayment structures. Crest Turn cannot guarantee that a participating provider will extend an offer or approve any specific dollar amount.
2. Authorized Data Transmission
By executing below, you instruct Crest Turn Capital Partners LLC to transmit your submitted application dataset—including identity, residential, income, business/employment, and deposit routing attributes—to one or more independent finance providers so they may evaluate potential products and communicate offers to you. Once received by an independent provider, that organization’s own privacy notice and terms govern your relationship.
3. Fair Credit Reporting Act (FCRA) Inquiry Authorization
Participating finance providers—not Crest Turn—may evaluate your consumer credit profile. By affirming this authorization, you grant express written instructions under the Fair Credit Reporting Act (FCRA) permitting each matched third-party provider to obtain consumer reports and credit bureau files from one or more credit reporting agencies. Certain providers may conduct a hard credit inquiry, which can appear on your bureau file and affect your credit score. Do not sign below if you do not wish independent providers to review your credit history.
4. Partner Outreach Disclosures
Where you elect to connect with participating providers, those independent providers and their authorized servicing agents may contact you via live call, automated dialing technology, prerecorded voice, or email at the telephone number and email address supplied in your file regarding financial options, even if your number appears on a federal or state Do-Not-Call list. Consent to partner outreach is voluntary and is never a mandatory condition for purchasing any good or service.
Document Revision: October 14, 2026 · Crest Turn Capital Partners LLC